Find Your Perfect Dental Plan by Asking These Questions

Finding the perfect dental plan is easy -- as long as you know what you're looking for.  To make sure that you make the right choice, ask yourself these 4 questions before you sign on the dotted line:

  1.  "How much are the monthly premium payments?"

    Whether you're shopping for individual dental insurance or a family dental plan, the monthly premiums are the first information you're going to see -- and they're going to play a huge role in whether or not you can afford the plan.  After all, great coverage doesn't do you a whole lot of good if the monthly premium payments break your budget!

    So, what do good premiums look like?

    Each plan will be different, but typically, you shouldn't have to pay more for your individual dental plan every month than the cost of a couple of value meals from your favorite fast food joint.

  2.  "How much does everything else cost?"

    As important as the premiums are, they can't be the only thing you base your decision on.  That's because a dental plan might come with low premiums -- but cuts a ton of corners to give them to you.

    What do I mean?

    Let's say you buy individual dental insurance in California, and the premiums are dirt-cheap.  But then you discover that your plan only allows you to go to a handful of dentists.  Because so many people live in California, it's virtually impossible to get an appointment with an approved dentist -- and you don't get the care you need. 

    Or, let's say those super-low premiums come with a super-high deductible.  You could wind up spending a ton of money before your full benefits ever kick in!

    Either way, it's a waste of your money -- no matter how cheap the premiums might be!

  3.  "Is preventative care free?"

    Good individual dental insurance will allow you to get your preventative care -- things like routine exams, cleanings, and x-rays -- for free.  That way, you get to take care of your pearly whites without having to worry about breaking your budget.

  4.  "How many other options are there?"

    Depending on where you live, the competition for individual dental insurance may be fierce.  For example, if you're looking for dental insurance in California, you'll have a ton of different plans -- from a ton of different companies -- to choose from.  Use all of that competition to your advantage, and find a dental plan that's perfect for you!

The perfect dental plan is only a click away -- at www.dentalandvision4u.com!

© 2010 Morgan White Group Inc.

All quotes are provided by Morgan-White, LTD. DBA/AKA Morgan-White Insurance Marketing

California license number: 0C91929. Agent David Reynolds White

California license number: 0C94111