Buying Dental Insurance in California? Follow These 3 Tips

If you think that buying dental insurance in California is as tough as… well… pulling teeth, think again.  The key to finding the right coverage is shopping wisely.

But that doesn't mean that your search has to take forever.  Instead, just follow these 3 tips, and you'll wind up with the very best plan:

  1. Use California's competition to your advantage

    Because the Golden State is so big, there are a ton of different companies that offer dental insurance in California.  As a result, you'll have a ton of different options to choose from -- meaning you won't have to settle!  Whether you're buying family or individual dental insurance, you'll be able to find a policy that meets all of your needs and fits perfectly into your budget.

    But the key to taking advantage of all that competition is to do your homework.  Don't just settle for the first policy you find because it's cheap and it looks OK.  Instead, head to a dental insurance website that allows you to compare multiple plans at once.  That way, you can see which company offers the best coverage for the best price.

  2. Make sure you've got enough dentists to choose from

    As great as California's size can be when you're shopping for dental insurance, it can be downright annoying when you're trying to put your benefits to use.

    How so?

    Most individual dental insurance policies come with a list of dentists that have been pre-approved by the insurance company.  As long as you get your treatment from someone on that list, you'll have full coverage.  If you don't, your insurance company might not pay for anything!

    It sounds simple enough, but if your list isn't big enough, it can be a big problem.
    Remember, millions of people have dental insurance in California.  If you're expected to share the same dentist with thousands of other people, the odds of you ever getting an appointment are slim to none!

  3. Consider buying vision insurance with your dental insurance

    If you want to save money on your individual dental insurance -- without cutting corners in the quality of your coverage -- buy it with vision insurance.  Lots of the dental insurance in California comes from big companies that also sell vision insurance.  As a result, if you buy both policies from the same company, you'll get to take advantage of loyalty discounts that can save you a ton of money on your premiums!

It's easy to find the best dental insurance for your needs at www.dentalandvision4u.com!

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All quotes are provided by Morgan-White, LTD. DBA/AKA Morgan-White Insurance Marketing

California license number: 0C91929. Agent David Reynolds White

California license number: 0C94111